Stanford Social Innovation Review

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In 2022, Causa—a leading immigrant-rights org in Oregon—announced its closure, citing fundraising difficulties, staff and leadership turnover, and an unresolved labor dispute. To many, the news was surprising, but the deeper story was familiar: The mission did not fail; internal relationships had.

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Starting soon! It's not too late to join us for this conversation about the "renter wealth gap" and innovative financial models that are helping working people stay in their homes.

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"Compounded over decades, these two policy tracks—homeownership and renting—created a growing divide between those who can access housing wealth and those made more financially insecure by their housing costs."

@thomasbamonte.bsky.socialReposted by @ssir.org

"SDA has identified TOD as being critical to the Southland’s revitalization. A 2019 study by the National Association of Realtors and APTA estimated that by being located within a half mile of transit, homes can benefit from a 4 to 24 percent increase in property values." ssir.org/articles/ent...

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"Nearly 70% of nonprofit leaders in the U.S. reported a drop in funding in 2025. At the same time, 65% report demand for their services has increased. 30% have been forced to cut services—among them, programs that are vital to the health, safety, and survival of individuals and families."

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"In 2017, we wrote that an estimated $30trillion would change hands over the following decades, and that almost no one in the nonprofit sector was ready. Now, the wave is here, and it looks different from what we predicted—in many ways, better—but the sector needs to do more to seize the moment."

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From 1989 to 2022, the median wealth gap between homeowners and renters—the “renter wealth gap”— increased by 70 percent. Homeowners now hold more than 40 times the median net worth of renters.

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The TEV is one of a handful of models today reimagining how rental housing can build wealth for working-class families across the country. The financing infrastructure that the United States built for homeowners can—and should—be built for renters, too.

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When nonprofit organizations consider merging, the first question is always about purpose: 'do we share the same mission?' But the more urgent question, the one that determines whether a merger actually happens, is 'why now?'

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