Marriage or divorce may not automatically change your life insurance beneficiary. Review your policy and confirm the update process with the insurer. Questions about where to start? The O'Donohoe Agency is here for a local conversation. #theodonohoeagencygalveston #LifeInsurance

The lowest life insurance rate isn’t guaranteed. Exploring coverage while you’re younger and healthier may give you more options to compare. Call The O’Donohoe Agency at 409-402-5197. #theodonohoeagencygalveston #LifeInsurance

Seven to ten years of income is a starting point, not a one-size-fits-all answer for life insurance. Your family’s goals and circumstances matter - start a conversation with The O’Donohoe Agency. #theodonohoeagencygalveston #LifeInsurance

Life insurance proceeds can help pay funeral costs, but the details depend on the policy. For a friendly local point of contact in Galveston, reach out to The O'Donohoe Agency. #theodonohoeagencygalveston #FuneralPlanning

The O’Donohoe Agency profile lists a phone number, but no website URL - we won’t guess. #theodonohoeagencygalveston #Galveston

Your job-based life coverage may not follow you when you leave. Know what your workplace benefit says, and think ahead as work and life change. #theodonohoeagencygalveston #LifeInsurance

The source description didn’t include a website URL, so we can’t add one without guessing. #theodonohoeagencygalveston #Texas

A $0 deductible can be the surprising part of scheduled personal property - but storage may affect the rate, and terms vary by policy. Have questions? Talk with The O'Donohoe Agency. #theodonohoeagencygalveston #Jewelry.ones

That $20,000 estimate may miss more than you think - TVs, game systems, fishing gear and everyday belongings add up. Take a room-by-room inventory, then reach out to The O'Donohoe Agency with questions. #theodonohoeagencygalveston #HouseholdInventory

One scheduled jewelry policy discussed had a $0 deductible - but that doesn’t tell you what’s covered. Check the written terms, especially before traveling with valuables. Have questions? Talk with The O'Donohoe Agency. #theodonohoeagencygalveston #JewelryInsurance

A $0 deductible can be part of the scheduled personal property conversation - but where an item is kept may affect its rate. Ask what the written terms say for your situation. #theodonohoeagencygalveston #Jewelry_finalize

A forgotten sink can send water into neighbors’ homes. The video explains why the speaker recommends considering a $300,000 limit - check your policy terms and limits. #theodonohoeagencygalveston #LiabilityCoverage

Equipment that moves between job sites or keeps a farm running may be worth discussing. Contractors, plumbers, and farm and ranch owners can ask how inland marine insurance applies - policy details matter. #theodonohoeagencygalveston #InlandMarineInsurance

Even the days of the week can spark a pronunciation showdown. How do you say Tupperware, cabinet, button, and Saturday? #theodonohoeagencygalveston #Pronunciation

Taking business property to an auction? Scheduling records a specific item’s description and value, and the policy may address it away from your business location. Questions? Talk with The O'Donohoe Agency. #theodonohoeagencygalveston #BusinessProperty

Your HOA’s maintenance budget isn’t proof that its insurance covers the same things. Check the governing documents and actual policy before assuming who’s responsible for shared-area costs. #theodonohoeagencygalveston #HOAInsurance

A condo association’s switch to a townhome setup can change the insurance picture for owners. Check whether its master policy or rules have changed, then talk with your agent. #theodonohoeagencygalveston #CondoInsurance

A 100-year floodplain label doesn’t automatically mean a historic home can’t be insured. The structure’s replacement value may be part of the conversation, but details depend on the property and policy. #theodonohoeagencygalveston #Floodplain

A $65,000 appraisal doesn’t answer which policy responds if a classic car floods. The policy language does - don’t assume. Questions? Talk with The O’Donohoe Agency. #theodonohoeagencygalveston #ClassicCars

The website URL wasn't provided, so we won't guess. #theodonohoeagencygalveston #Galveston