9 October: HMRC updated its IOSS service availability and issues page. Sellers and advisers should check access before this week’s cross-border VAT work. Link in our bio. #UKBusiness #UKEcon #SME

On 9 October, three City bodies moved together before the Budget. City AM says top finance chiefs warned a bank tax hike could push business out of the UK. Credit terms may tighten first, so lenders should watch pricing and covenants. Link in our bio. #UKBusiness #UKEcon #SME

HMRC published a fresh OSS Union scheme notice on 9 October. UK SMEs using the scheme should check service status before October filings. The update is a reminder to verify portal availability, not assume it is clear to submit. Link in our bio. #UKBusiness #UKEcon #SME

As of 9 October, six new FCA Warning List entries are on record. The list is a public check, not a verdict, but it should be part of SME onboarding before credit, payouts, or broker appointments are approved. Link in our bio. #LatePayment #UKLaw #SME

Six FCA Warning List additions by 9 October mean UK teams should re-check before paying. The FCA list is the public trigger under FSMA 2000. A fresh listing does not prove fraud, but it does mean authorisation needs verifying first. Link in our bio. #LatePayment #UKLaw #SME

Six FCA Warning List additions were published by 9 Oct 2026. That is the public record this week. SMEs should re-check counterparties before payment or onboarding, because the list flags firms that may be unauthorised, not proven fraud. Link in our bio. #LatePayment #UKLaw #SME

HMRC published its Pensions Tax Manual on 9 October 2026. It replaces the 2015 Registered Pension Schemes Manual, so SME finance teams should recheck whether older pension advice still matches current guidance. Link in our bio. #LatePayment #UKLaw #SME

Ellan NW Ltd was shut down after telling directors they could “walk away” from failing businesses. The Insolvency Service says a company can take advice, but it cannot outsource statutory duties. Link in our bio. #LatePayment #UKLaw #SME

HMRC published a new form on 9 October for employers seeking confirmation of employment history for compensation claims. The record gives a direct evidence route. It matters because the form is usable straight away, not just advisory. Link in our bio. #UKBusiness #UKEcon #SME

UK retail footfall fell 2.9% in September, City AM reports. The drop was worse than August’s 1.7% decline, and it was concentrated in shopping centres. That points to a softer Q4 opening for centre-based retailers and their suppliers. Link in our bio. #UKBusiness #UKEcon #SME

HMRC refreshed its loan charge guidance on 8 October. The update puts unresolved disguised remuneration cases back on advisers’ desks, and that can still affect SME cash flow where liabilities remain open. Link in our bio. #LatePayment #UKLaw #SME

HMRC refreshed its complaints guidance on 8 October. It says the document sets out department-wide standards for complaints handling, giving finance teams a current benchmark to cite in live disputes. Link in our bio. #LatePayment #UKLaw #SME

Six FCA warning-list additions all show the same date, 28/01/2021. Our review finds one repeated identity string across the captured entries, so advisers should verify the record before relying on a single screen pull. Link in our bio. #LatePayment #UKLaw #SME

On 9 October 2026, The Gazette published a liquidator appointment notice for DOWN WHOLESALE LIMITED. Seven insolvency notices landed in 24 hours, and two petition notices point to the clearest immediate creditor risk. Link in our bio. #LatePayment #UKLaw #SME

Billions of pounds remain frozen in the Market Financial Solutions case. City AM reports founder Paresh Raja has accused administrators of “internecine warfare”. That dispute now adds recovery-delay risk for UK creditors. Link in our bio. #UKBusiness #UKEcon #SME

HMRC published fresh guidance at 14:55 on 8 October. Advisers should check Self Assessment payment-plan availability before relying on it today. The page is live, but HMRC says service issues can affect access. Link in our bio. #UKBusiness #UKEcon #SME

8 October HMRC published a customs notice with legal force under the EU Exit import duty regulations. The change takes effect on publication, so importers and brokers should check whether today's update affects their filings and controls. Link in our bio. #UKBusiness #UKEcon #SME