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@thekopinotes.bsky.socialSep 23, 2026, 8:03 AM

CPF interest rates just updated for Q4 2026.

→ OA rate
→ SA/RA retirement floor
→ Bonus interest
→ Tax relief

What every Singaporean in their 30s-40s needs to know.

#CPF #SingaporeFinance

@thekopinotes.bsky.socialSep 22, 2026, 8:04 AM

Whole life premiums: 8× more than term for same S$500K cover. Sep 2026 rate hike means cash now pays 4.5–6% vs 4.25% par fund ceiling. Run the BTIR numbers on your policy. 🧵 #SingaporeFinance #Insurance

Whole life insurance BTIR Q4 2026 SingaporeWhole life vs term premium gap SingaporeRate hike invest the rest Singapore 2026Par fund 4.25 percent illustration ceiling