Gen Z is trading hype for the compound grind.
Younger investors favor ETFs & retirement accounts for long-term stability.
Data shows ETFs are now Gen Z’s favorite tool with 75% holding them in retirement accounts.

That 0.06% fee sounds tiny, but over a decade the lost total return can dwarf the difference versus VOO. Excluding Apple/Nvidia/Microsoft may hurt SCHD’s dividend ETF results—agree, especially on a $500k position? #SCHD