Waiting to invest a lump sum isn't avoiding market timing. It's timing, gently.
@money-owl.com
@money-owl.comWaiting to invest a lump sum isn't avoiding market timing. It's timing, gently.
@money-owl.comEvery row, and the one condition that stops it reading as a verdict:
@money-owl.comDirect debits go out twelve times a year. A once-a-year dividend comes in once.
April to June takes 70.6% of the payments made by European companies that pay one dividend a year. November to February takes 5.7%. Both pooled across 2018, 2019, 2021 and 2022. #PersonalFinanceEurope
@money-owl.comPriced in euros. Mostly dollars underneath. Hedging fixes it at an unlisted cost:
money-owl.com/eu/en/invest...
@money-owl.comIn 2022 the quiet half of a European 60/40 fell harder than the risky half. The bonds didn't break. What did: money-owl.com/eu/en/invest...
#PersonalFinanceEurope #Investing #ETFs #6040Portfolio #Diversification
@money-owl.comRent past half your take-home isn't your fault. It's 50/30/20 failing your postcode.
@money-owl.comAmerican data, an American century, now advice in Europe.
The sums here:
money-owl.com/eu/en/invest...