Office Hours today. 2 PM EST.
Panel 4. Total annual cost. Provider verification. The supplemental review.
Medicare AEP opens in two weeks. Come prepared.

Office Hours today. 2 PM EST.
Panel 4. Total annual cost. Provider verification. The supplemental review.
Medicare AEP opens in two weeks. Come prepared.
Two weeks until Medicare AEP opens. Seven weeks until it closes.
The families who start early make informed decisions. The ones who wait make fast ones.
Office Hours tomorrow. Friday 2 PM EST. Bring your questions.
Your Annual Notice of Change arrived today.
If you are on a Medicare Advantage or Part D plan, read the summary section. Check your medications. Note any cost changes.
You have until December 7. Friday at 2 PM EST we break it down.
Two sessions today inside the Simplicity Circle.
2 PM EST: Medicare AEP Preparation. Panel 4.
8:30 PM EST: Credit Utilization and Debt Elimination. Panel 1.
Both panels. One community. One day.
Medicare AEP opens October 15.
Panel 4 of the Financial Umbrella is Health Coverage. Gaps in that panel travels into every other panel you have been building. Tuesday at 2 PM EST on Clubhouse and Google Meet. Come prepared with questions.
simplicitycircle.nicolettemanagement.com
#NicoletteManagement
"Do not wait; the time will never be just right." — Napoleon Hill
Medicare AEP: 22 days. ACA: 39 days. Have your summary of benefits, provider list, prescription list, out-of-pocket totals, and income projection ready before October 15. Which item is missing?
"An investment in knowledge pays the best interest." — Benjamin Franklin
2 sessions today. Q3 Review at 2:00 PM EST. VFES Session 1 at 8:30 PM EST: Understanding Your Credit Score. Free. Open to all. What financial goal are you locking in before December 31?
"The secret of getting ahead is getting started." — Mark Twain
20s: establish permanent coverage. 30s and 40s: close the coverage gap. 50s: check your conversion window. Every stage. Every panel. One umbrella. What stage are you in?
"It is not the will to win that matters; it is the will to prepare to win." — Bear Bryant
MEC trap. Conversion window. Group life limitation. Illustration question. 4 things the industry does not always lead with. What about your coverage has never been fully explained?
"Knowledge is the beginning of action." — Wang Yangming
Live today 2:00 PM EST on Clubhouse and Google Meet. Advanced life insurance strategies. What each type does. How to structure it. What to watch for. What question has always gone unanswered?
"The best time to plant a tree was 20 years ago. The second best time is now." — Chinese Proverb
Policy vs. strategy. Many families have 1. Far fewer have both. This week we cover advanced life insurance strategies. Do you know what your coverage is actually designed to do?
"The secret to wealth is simple: Find a way to do more for others than anyone else does." — Tony Robbins
The IUL grows tax deferred, accesses tax free through policy loans, and transfers to beneficiaries tax free. 1 policy. 4 tax advantages. Schedule a no cost consult.