Illustrative: ₹47,500 carried × 3.75% = ₹1,781.25; plus assumed 18% GST ≈ ₹2,101.88. Actual bank calculations differ. Minimum-only payment can also remove the interest-free period.
@spendzieofficial.bsky.social
@spendzieofficial.bsky.socialIllustrative: ₹47,500 carried × 3.75% = ₹1,781.25; plus assumed 18% GST ≈ ₹2,101.88. Actual bank calculations differ. Minimum-only payment can also remove the interest-free period.
@spendzieofficial.bsky.socialA sale discount and card rewards follow separate rules. Amazon Pay ICICI excludes EMI from rewards; later conversion can reverse them. Compare both payment routes after fees and taxes.
@spendzieofficial.bsky.socialIllustrative no-cost EMI: ₹2,653 interest offset by merchant; 18% GST on interest ₹477.54, plus assumed ₹199 fee and ₹35.82 GST. Extra cost: ₹712.36. Check actual terms.
@spendzieofficial.bsky.socialA rate headline does not tell you your card’s rate. ICICI’s Amazon Pay card lists 3.75% per month for minimum-only payment—45% nominal annually, before taxes and fees. Check your MITC.
@spendzieofficial.bsky.socialIllustrative: 10% off, up to ₹1,500 = ₹1,500 on a ₹15,000 cart, but still ₹1,500 on a ₹50,000 phone. That is 10% versus 3%. Check the offer cap.
@audiecornish.bsky.socialGood data, bad vibes: Prices shape voters' view of economy.
Rana Foroohar, CNN Chief Global Economic Analyst reacts.
#Economy #spending #money #costs #creditcards
@commonsensechadlaw.bsky.socialA survey says convenience spending is hard to total. Then it sells a card rewarding more delivery.
That’s a Doritos rewards card for someone who can’t stop eating Doritos.
@pointstopictures.bsky.socialCredit Card Credits to Use Before the End of October 2026: Don’t let your monthly credit card benefits expire. Here are the credits and perks to check before October 31, 2026, plus our benefits tracker to keep them organized.
The… #CreditCards #FinancialTips #MoneyManagement #CreditCardRewards
@spendzieofficial.bsky.social₹70 or ₹7 on the same eligible ₹1,000 purchase?
Jupiter Edge+ changes on 10 October. Qualified cycle spend above ₹15,000 unlocks the higher shopping tier. Caps apply.
500 Jewels × ₹0.14 = ₹70. 50 Jewels = ₹7. #CreditCards
@barronsdigital.bsky.socialStop guessing your way toward premium credit.
The AI Amex Blueprint: a 90-day plan to organize your finances, compare cards against your real spending and prepare a strong application. 88 pages, 25 AI prompts.
@spendzieofficial.bsky.socialRight card. Wrong app. Missed campaign reward?
Kiwi Wali Diwali requires an invitation, opt-in and eligible UPI spending through Kiwi. The 12 October opt-in date affects which spends count.
Check before festive shopping. #CreditCards
@keepmoneysimple.bsky.socialBuilding Credit and Credit Scores
Use Credit as a Financial Tool, Not a Financial Trap
#CreditScore, #CreditCards, #CreditTips, #Banking, #Budgeting
@jelfritorres.bsky.socialDeferred interest and true 0% APR offers can work differently. A balance left at a deferred-interest deadline may trigger interest from the purchase date. Read the exact terms. #CreditCards #PersonalFinance
@killbaitaustralia.bsky.socialReserve Bank abolishes card surcharges, saving consumers $1.6 billion annually
🤖 IA: It's not clickbait ✅
👥 Users: It's not clickbait ✅
#creditcards #consumersavings #paymentsystems
👇👇👇
@pointstopictures.bsky.socialICYMI: Citi Strata Cards Drop 48-Month Rule, Add Lifetime Restriction Language: Citi replaced its 48-month lookback with 'currently have or previously had' language on the Strata, Strata Premier, and Strata Elite cards, potentially barring past… #CitiStrata #CreditCards #BonusOffers #FinanceNews
@bethpathak.bsky.socialThis is a typical solicitation mailed to a Gen Z consumer. How can these kids ever get ahead?
#interestrates #creditcards
@pointstopictures.bsky.socialICYMI: All Cobranded Credit Cards: This page groups cobranded credit cards by loyalty program or brand, then ranks cards within each program by current estimated signup value. It is designed …
The post All Cobranded Credit Cards… #CobrandedCreditCards #CreditCards #LoyaltyPrograms #SignUpBonus
@pointstopictures.bsky.socialICYMI: Best Hyatt Credit Cards: This page compares World of Hyatt credit cards using current estimated signup value, annual fees, Hyatt earnings, free-night benefits, and status-related features. Cards are ranked …
The post Best Hyatt Credit… #Hyatt #CreditCards #TravelRewards #FrequentTraveler
@politicalwords.bsky.socialThe Fed moves its rate, but your bank sets yours! Why Washington cutting interest rates won't automatically save you money on credit card debt.
@pointstopictures.bsky.socialICYMI: Best Marriott Credit Cards: This page compares Marriott Bonvoy credit cards using current estimated signup value, annual fees, hotel earnings, certificates, and status-related benefits. Cards are ranked by current …
The post Best Marriott… #Marriott #CreditCards #TravelRewards #Bonvoy