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Grace Tinsen

@rdpanda.bsky.social

12.1k Following13k Followers

Went broke as a business owner before I worked in finance. Desperation taught me about money. More than 20 years made it my profession. Int'l bestselling author. Financial recovery/ affordability coach. Find your money type: https://tinyurl.com/2eye8dmm

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@rdpanda.bsky.socialOct 12, 2026, 4:49 PM

Slava Ukraini 🇺🇦!!!!!!!

@rdpanda.bsky.socialOct 12, 2026, 2:50 PM

If something goes wrong, will I be okay? That's exactly what It's Not The Math answers, and a lot more. Advance readers have told me this book changed their life. $9.99, cut from $19.99: thereasonedlifecollective.com/product/its-...

@rdpanda.bsky.socialOct 12, 2026, 2:50 PM

If something goes wrong next year, am I actually going to be okay? 276 insurers asked for 2027 rate hikes. The median ask is about 15% (KFF). Open enrollment starts Nov 1. Re-shop. Compare premium AND deductible. Don't auto-renew.

@rdpanda.bsky.socialOct 11, 2026, 2:16 PM

Why am I being judged for getting sick? That's exactly what It's Not The Math answers, and a lot more. Advance readers have told me this book changed their life. $9.99, cut from $19.99: thereasonedlifecollective.com/product/its-...

@rdpanda.bsky.socialOct 11, 2026, 2:15 PM

Why is a hospital bill I couldn't help getting back on my credit report?
A Texas court threw out the CFPB rule that kept medical debt off reports. 15M Americans have it there.
Apply for charity care, even after paying: dollarfor.org.
The book is in the reply.

@rdpanda.bsky.socialOct 10, 2026, 5:53 PM

Why does one bill jump and wreck the month? That's exactly what It's Not The Math answers, and a lot more. Advance readers have told me this book changed their life. $9.99, cut from $19.99: thereasonedlifecollective.com/product/its-...

@rdpanda.bsky.socialOct 10, 2026, 5:26 PM

Why does one bill jump and wreck my whole month when I didn't use any more? Exxon and Chevron made $26.6 billion combined in one quarter this year. Call your utility. Ask for budget billing by name. Same amount every month, no spike.

@rdpanda.bsky.socialOct 9, 2026, 8:34 PM

Can’t buy, can’t move, and nobody explains why? That’s exactly what It’s Not the Math answers, and a lot more. Advance readers have told me this book changed their life. thereasonedlifecollective.com/product/its-...

@rdpanda.bsky.socialOct 9, 2026, 8:31 PM

Why can't I buy a house, and why can't anyone I know move?

Mortgages: 7.28% (Freddie Mac, Oct 1). Locked in lower? Selling means losing it.

Renters: RealPage + 37 landlords settled for $359,925,000. File free: realpagerentalsettlement.com

@rdpanda.bsky.socialOct 9, 2026, 8:21 PM

Can't buy, can't move, and nobody explains why? That's exactly what "It's Not The Math" answers, and a lot more. Advance readers have told me this book changed their lives. $9.99, cut from $19.99: thereasonedlifecollective.com/books/

@rdpanda.bsky.socialOct 5, 2026, 12:55 PM

This is some deep zen truth right here: and I wish more Americans understood it. www.threads.com/share/BAK8De...

@rdpanda.bsky.socialOct 4, 2026, 10:39 PM

Important! Please share! Heads up: votesafe.org is an Elon Musk backed scheme to steal your information.

Do not use it. Do not click on the link. Spread this for awareness because it has worked on many Americans already.

@rdpanda.bsky.socialOct 4, 2026, 6:34 PM

This ticket right here:

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@rdpanda.bsky.socialOct 1, 2026, 7:24 PM

This right here:

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@rdpanda.bsky.socialOct 1, 2026, 5:24 PM

You didn't miss something obvious. This is what the money is built to hide.

If you want to see where your own money leaks, the free Money Type Quiz takes five minutes: thereasonedlifecollective.com#quiz

@rdpanda.bsky.socialOct 1, 2026, 5:24 PM

If someone you love is in a facility, ask the Long-Term Care Ombudsman to review the bill. Free, in every state, no cost to you. eldercare.acl.gov or 1-800-677-1116. They can push back on charges you were never supposed to pay.

@rdpanda.bsky.socialOct 1, 2026, 5:24 PM

NYU Stern's Center for Business and Human Rights found PE-owned nursing homes run 11% higher mortality and 4.4% fewer nurses per resident. Buyouts push bankruptcy odds from 2% to 20% within a decade. The debt lands on the home. The rent check goes to the owner.

@rdpanda.bsky.socialOct 1, 2026, 5:23 PM

Carlyle Group bought HCR ManorCare, one of the biggest nursing home chains in the country, for $6 billion. Then sold the real estate out from under it, to itself, for $6 billion. It's called a sale-leaseback. The home now pays rent just to keep the lights on.

@rdpanda.bsky.socialOct 1, 2026, 5:23 PM

Your mom's nursing home bill keeps climbing. The care keeps thinning out. Fewer aides. Same rushed turnover every visit. That's not bad luck. That's private equity, and there's a name for what they did to the building she lives in.

@rdpanda.bsky.socialSep 30, 2026, 1:07 PM

This:

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