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George Pearkes

@peark.es

1k Following100k Followers

No longer Bluesky’s only resident finance bro | Macro Strategist | Even the blind squirrel get a nut sometime. | #ForTheCrown, #COYG | 🇺🇸 via 🇨🇦. Not 🏴󠁧󠁢󠁳󠁣󠁴󠁿. | Normal man, one of the Normal Men *ALL CAPS HEADLINES LIKE THIS ARE FROM BLOOMBERG 📍 CLT

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@peark.esOct 11, 2026, 1:59 PM

Total household debt service ratio (relative to disposable income; first column, with second column being mortgage debt only and third column being non-mortgage) is lower than 2019. www.federalreserve.gov/releases/dsr/

Household Debt Service Ratios
2019:2
11.63
5.93
5.69
2019:3
11.65
5.90
5.75
2019:4
11.73
5.92
5.81
2020:1
11.59
5.92
5.68
2020:2
9.74
5.03
4.71
2020:3
10.06
5.22
4.84
2020:4
10.39
5.40
4.99
2021:1
9.05
4.76
4.29
2021:2
9.84
5.20
4.64
2021:3
10.01
5.29
4.72
2021:4
10.23
5.43
4.80
2022:1
10.47
5.63
4.84
2022:2
10.68
5.69
4.99
2022:3
10.57
5.58
4.99
2022:4
10.74
5.62
5.11
2023:1
10.56
5.58
4.99
2023:2
10.58
5.54
5.04
2023:3
10.75
5.62
5.13
2023:4
11.10
5.64
5.46
2024:1
11.06
5.66
5.40
2024:2
11.02
5.70
5.32
2024:3
11.14
5.74
5.39
2024:4
11.12
5.69
5.43
2025:1
11.11
5.76
5.34
2025:2
11.12
5.83
5.30
2025:3
11.23
5.87
5.36
2025:4
11.32
5.92
5.40
2026:1
11.16
5.87
5.29
2026:2
11.11
5.83
5.28
@peark.esOct 11, 2026, 1:56 PM

I am very annoyed at that chart crime.

@peark.esOct 11, 2026, 1:56 PM

Congrats to TCF for discovering rate hikes I guess? (They indexed the chart to the low tick for the Fed Funds rate pass through to consumer lending rates) (Also both debt levels and debt service ratios relative to income remain historically low)

@mxmike.co.ukOct 11, 2026, 7:08 AMReposted by @peark.es

Bethany wore a “Protect The Dolls” t-shirt during rehearsals. The BBC posted it on their socials then quietly deleted and reposted it without showing her from the front. On TV last night they actually blurred the message #Strictly

Bethany Antonia rehearsing for Strictly Come Dancing in a Protect The Dolls t-shirt Bethany Antonia rehearsing for Strictly Come Dancing in a Protect The Dolls t-shirt that’s been edited to look like a plain white t shirt
@peark.esOct 11, 2026, 1:14 PM

This is horrible and evil but also Russell Stover is disgusting, who is eating that stuff. Unclear what the implications for other Lindt products which I can’t say the same about.

@sydney-bauer.comOct 11, 2026, 12:58 PMReposted by @peark.es

It remains so weird that people don’t use Melissa Hortman’s name the speaker of the Minnesota House of Representatives gunned down in her own home???

@katie0martin.ft.comOct 11, 2026, 12:18 PMReposted by @peark.es

Happy "Liverpool Fan For One Day Only" to everyone observing today

@mikezaccardi.bsky.socialOct 11, 2026, 12:11 PMReposted by @peark.es

MS: Term Premiums Point to Fed Expectations, not Fiscal Stress 'The UST 10-year term premium has moved sideways over the past year, suggesting higher long rates reflect a shifting Fed outlook rather than deteriorating U.S. credibility.'

@peark.esOct 11, 2026, 2:51 AM

This is Normal, but we are really stretching the term as far as it can reasonably go.

@theclay.xyzOct 11, 2026, 1:13 AMReposted by @peark.es

CLTFC

@gravitysra1nbow.bsky.socialOct 10, 2026, 11:01 PMReposted by @peark.es

AHHHHHHH THE ONLY REASON HE EVEN STAYS TO DIE AT TROY IN THE ILIAD IS TO AVENGE PATROCLUS. IT'S A POEM ABOUT HIS RAGE. THE OPENING LINES ARE PRETTY CLEAR WHY CAN'T A SINGLE DEFENDER OF WESTERN CIVILIZATION READ A SINGLE THING FROM THE WESTERN CANON AHHHHHHHHHHHHHHHHHHHH

@peark.esOct 10, 2026, 11:03 PM

I am at the CLT FC match with a Tech grad and her face when I told her about the huge YAC to get Duke into the red zone, then her face when I told her we missed the FG…glass case of emotion.

@proptermalone.bsky.socialOct 10, 2026, 10:32 PMReposted by @peark.es

Muse AI has existed since September 8th, 2026

@peark.esOct 10, 2026, 11:01 PM

Ending to the Duke-Tech game, summarized: Absolute… | C | | H | | I | | M | | N | | E | | Y | | S |

@rickywlmsbong.bsky.socialOct 10, 2026, 10:29 PMReposted by @peark.es

oh they’re gonna feed elko to those wild pigs they got out there

@johnspacemuller.comOct 10, 2026, 9:26 PMReposted by @peark.es

What if we kissed in the dressing room after red card for headbutt against Manchester United 😳😳

@peark.esOct 10, 2026, 8:35 PM

The only good political text I’ve received this year. No ask for fundraising, just education and outreach.

<
+1 (217) 922-0903 )
Text Message • SMS
Today 16:31
Vote YES for Homes, YES for Streets, YES for Neighborhoods.
VOTE YES FOR BONDS!
Without raising new taxes we can build more affordable homes, safer streets and stronger neighborhoods for Charlotte.
Bond our Future Together!
Early voting starts Oct. 15.
Paid for by the Coalition for a Better 2050.
Reply STOP to opt out.
HOUSING BOND
TRANS D•ATION BOND NEIGHBORHOOD BOND
CAID FOR BY CO
If you did not expect this message from an unknown sender, it may be spam.
Stop or Report Spam
@librariancapital.bsky.socialOct 10, 2026, 4:00 PMReposted by @peark.es

Gavin Baker: "Deeply amused by all the confident commentary datacenters in space do not work from a physics and engineering perspective" Previously: "Metaverse will likely be the next platform after smartphone" "Xbox All Access ... might drive the biggest change in the videogame industry"

@peark.esOct 10, 2026, 4:00 PM

Could there be a polling error large enough for this kind of number to be wrong? Statistically, yes absolutely. But it would have to be historically unprecedented.

@peark.esOct 10, 2026, 3:59 PM

R+12 sample too. Amazing scenes tbh.

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