Derek Brown, CEO of American Spend, joins Rich Habits to explore how consumer spending trends can offer insight into the broader economy — and what they might signal for investors.

🎧 Listen back to the October 5th episode: Can Your Spending Predict the Next Recession?

#RichHabits #consumerspending

“Follow the Money” - Derek Brown, CEO of American Spend

Listen back to that episode released October 5th - Can Your Spending Predict the Next Recession

#richhabits #podcastclips #investor #americanspend #consumer #personalfinance #financialfreedom

💰 Invest first. Buy later.

Every dollar you spend today is a dollar that can’t grow for your future.

Before making your next big purchase, ask yourself: could this money be working harder for me instead?

#investor #consumer #richhabits #podcastclips #personalfinance #financialfreedom

"Look out for yourself." - @austinhankwitz.bsky.social

#richhabits #podcastclips #realestate #personalfinance

"Get invested." - @austinhankwitz.bsky.social

#richhabits #podcastclip #investing #personalfinance #wealthbuilding #financialfreedom

“You need to give compounding as long of a window as possible to help build wealth” - Robert Croak

#richhabits #podcastclip #investing #wealthbuilding #personalfinance #compounding

“Recessions don’t happen to you, they happen around you.” - @austinhankwitz.bsky.social

#richhabits #personalfinance #recession #podcastclip

Start a side hustle. Invest what you earn. Let time do the rest. 💰

#richhabits #podcastclips #investing #sidehustle #personalfinance #retirement

“It is not a smart investment right now to put a lot of money into a single family home at this 7% mortgage rate.” @austinhankwitz.bsky.social

#richhabits #podcastclips #investing #realestate #rentvsbuy #mortgagerates #personalfinance

🏠 Real estate or 📈 the stock market?

The billion-dollar question: Which is right for you?

Both can build wealth, but the best choice depends on your goals, risk tolerance, and strategy.

Where would you put your next dollar? 💰

#richhabits #rentalproperty #realestate #stockmarket #investing

Stop trying to do everything at once. Get really good at one thing. See the results. Then build from there.

Focus creates progress. Consistency creates wealth. 💰

#richhabits #podcastclip #investing #wealthbuilding #personalfinance #financialfreedom

Build wealth. Build cash flow. Create freedom in retirement. 💰

Because true financial freedom comes from having your money work for you—even when you’re no longer working.

#richhabits #cashflow #retirement #podcastclips #wealthbuilding #financialfreedom

Luxury cars, designer bags, and expensive clothes might signal wealth to others—but they don’t build wealth.

Focus on what actually matters: spend less than you earn, save consistently, and invest for the future.

#richhabits #podcastclips #luxury #luxurylifestyle #wealthymindset #personalfinance

Don’t buy the fancy car to look wealthy. 🚗💰

Build the wealth first. Then let the car be the reward—not the reason you’re broke.

Look rich later. Build wealth now.

#richhabits #personalfinance #podcastclips #luxarylifestyle #wealthbuilding #finance #podcast #moneymindset