Privileges =/= #HPL coverage, & the difference decides who pays for a defense.

Some self-described employees are classified outside the policy. Being on it =/= being individually protected.

Find peace of mind before the next credentialing cycle.👇

#InsuranceBrokers #Credentialing #IndigoInsurance

Residents are rarely the ones who pay in a #MalpracticeCase. The exposure lands on parties named far more frequently.

Attendings taking on #ResidentSupervision need their own medmal policies to answer for it, independent of their program’s.👇

#InsuranceBrokers #VicariousLiability #IndigoInsurance

California’s outer deadline is shorter, Texas’s longer & some states have none.

The 1-4 year filing window is only the first number. The #StatuteOfRepose behind it sets exposure length.

This matters most when docs move, retire, or change carriers.👇

#InsuranceBrokers #TailCoverage #IndigoInsurance

Massachusetts’s per-claim minimum for physicians is a tenth of Colorado’s.

Only 7 states mandate coverage, & amounts differ by 10x. The #AggregateLimit varies just as widely.

Compliant can still mean a number nobody chose with real exposure in mind.👇

#InsuranceBrokers #MedMal #IndigoInsurance

Over 75% of foot & ankle surgery suits involve podiatrists, not orthopedists.

Nearly all these suits follow elective procedures, which doesn't fit a middle-tier reputation.

#PodiatryMalpractice pricing tiers track surgical scope, set by state law.👇

#InsuranceBrokers #Podiatry #IndigoInsurance

Only 26.4% of consent forms in one study documented the required elements.

A signature isn't enough. #InformedConsent claims turn on disclosure, & states split ~50/50 on the standard.

An established process could be meeting the wrong standard.👇

#InsuranceBrokers #RiskManagement #IndigoInsurance

A resident's program covers residency work. Last weekend's shift is another question.

Permission to moonlight isn't coverage, & a program's policy may not follow.

Residents are named in #MedMal cases, with median paid claims near attending-level.👇

#InsuranceBrokers #Moonlighting #IndigoInsurance

One claims-made provision varies by carrier, & many physicians don't know if theirs has it.

Without it, an early bad outcome means waiting & hoping.

With it, they can bring the carrier in before a claim exists, while #ApologyLaws are on the table.👇

#InsuranceBrokers #ClaimsMade #IndigoInsurance

$1 million per claim & $3 million aggregate is the national standard, rarely revisited.

A second choice in the policy decides how much of that $1M survives, invisible on the certificate.

Identical limits can behave differently in an expensive case.👇

#InsuranceBrokers #MedMal #IndigoInsurance

Physicians with the lowest patient satisfaction scores face 110% more lawsuits.

Not a soft skill. It's a measurable claims variable, moving before any clinical error.

#PatientComplaints cluster into 6 categories, some riskier than others.👇

#InsuranceBrokers #RiskManagement #IndigoInsurance

Florida gives patients 2 years to file a claim, but when does the clock start?

A repose period caps the window for #FloridaMalpractice clients retiring or switching carriers.

Except it moves: concealment, injuries to kids & incapacity extend it.👇

#InsuranceBrokers #RiskManagement #IndigoInsurance

Too many physicians think #InformedConsent is handled with a simple signature when it's anything but that simple.

When patients don’t fully understand risks or alternatives, that gap becomes a liability issue fast.

What separates 'routine' from 'defensible'?

#MedicalMalpractice #IndigoInsurance

3/4 of serious harm from #DiagnosticErrors traces to 3 condition categories.

#FailureToDiagnose is a top claim basis, & #PrimaryCare carries a large share too.

Rules also shift by state: damage caps vary, & statutes of limitations run 1 to 6 years.👇

#InsuranceBrokers #MedMal #IndigoInsurance

Nearly 20% of patients have a preventable adverse event post-discharge.

Claims rarely involve dramatic errors: unclear instructions, follow-up nobody owned, or thin documentation.

A #DischargePlan is now standard of care & lands in the record👇

#InsuranceBrokers #RiskManagement #IndigoInsurance

Did you know physicians worked 7.6% fewer hours weekly in 2021 vs 2001.

Part-time #MalpracticeInsurance discounts vary by carrier, making it worth shopping.

This guide covers eligibility, hour limits, & answers to coverage questions, and savings.👇

#InsuranceBrokers #MedMal #IndigoInsurance

Florida doesn't require #MedicalMalpracticeInsurance, but 95% of docs there pay for coverage anyway.

Recent verdicts also show why Florida physicians skip many of the cheaper options available in the #SunshineState.

Read why & everything else here.👇

#InsuranceBrokers #MedMal #IndigoInsurance

This area may face a litigation wave tied to consent signed years ago.

Suits over gender-related care to minors turn on #InformedConsent documentation, per one plaintiffs' firm.

1 step many practices handle the opposite way could sway a jury.👇

#InsuranceBrokers #RiskManagement #IndigoInsurance

Physicians sign the paperwork. Practice admins read it.

Admins own the renewal, credentialing, & tail coverage. And their number is increasing 5 times faster than the national average: +23% by 2032.

Who's your buyer: docs or admins?👇

#PracticeAdministrator #InsuranceBrokers #IndigoInsurance

AI is helping doctors catch diagnoses earlier, & adoption is climbing fast. The gains are real.

As the tools evolve, #MedMal policies should evolve too, matching risk to the tech behind every diagnosis.

What should a modern policy account for?👇

#InsuranceBrokers #Underwriting #IndigoInsurance

Physician clients ask you some version of this all the time: what actually gets doctors sued?

There's a 1-line legal answer. What they're really asking is where exposure sits.

16 categories, most not specialty-specific.

Read everything here?👇

#InsuranceBrokers #RiskManagement #IndigoInsurance