#FHFA #VantageScore #FICO #CreditScores #MortgageLending #MortgageRates #HousingAffordability #FannieMae #FreddieMac #BillPulte #TrumpAdministration #HousingMarket #Homeownership #CreditRisk #ConsumerFinance

Stay informed! π New mortgage updates mean you can choose between VantageScore and FICO without extra charges. Ask your lender about your options! π‘ #MortgageNews #CreditScores #HomeLoans
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Andrew Davidson, was recently quoted in two Inside Mortgage Finance articles examining the GSEsβ proprietary credit scores, the rollout of VantageScore 4.0, and the new LLPA pricing grids.
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The evolution and use of credit scores in the non-agency mortgage ecosystem
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How the new credit scores (VantageScore 4.0 and FICO 10T) vs. classic FICO are viewed
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The requirements for broad adoption of these credit scores by the non-agency mortgage market
Think credit scores are everything? Think again! I've helped clients close loans despite unexpected scores. Letβs explore your options! πͺπ‘ #HomeLoans #CreditScores #FinancialFreedom
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π 8282382682
In an op-ed for National Mortgage News last year, NCLC's @chichiwu.bsky.social warned that allowing the use of VantageScore gives more market power to the Big Three and increases costs and consequences for everyday people. 2/2 #creditscores #creditreports www.nationalmortgagenews.com/opinion/pult...