Inside Nubank's US launch: Building for journey ownership
Nubank's recent US launch wasn't just about what they've built – it was also about the direction they're heading.
@alexisrjimenez.bsky.social
@alexisrjimenez.bsky.socialInside Nubank's US launch: Building for journey ownership
Nubank's recent US launch wasn't just about what they've built – it was also about the direction they're heading.
@alexisrjimenez.bsky.social5 agencies say banks may accept mobile driver's licenses
A signed credential "is bound to a device and protected by an activation factor, so it can't be screenshotted and resold the way a license image can," SentiLink.
@alexisrjimenez.bsky.socialSome Brazilian are feeling burned by #FnTech revolution
Record 82% of Brazilian households are in debt; one-third of them are behind on payments. Equifax BoaVista says neobank credit-card delinquency rose to 20.31% in 2025 from 7.71% in 2021
@alexisrjimenez.bsky.socialPeople use #AI to gauge banks' reputations
Reputation management was never optional and the emergence of AI as a new, central stakeholder with significant reach and influence has raised the stakes even further.
@alexisrjimenez.bsky.socialCommunity bank offers new perk to trainees: Guaranteed work
1st Summit Bank is starting a training program not just to prepare new employees, but to give local young people a chance at a better future.
@alexisrjimenez.bsky.social#Payments giants battle the fear factor in #AgenticCommerce
Visa and Mastercard have released products designed to manage #AI agent risk, and are also working with Ant International on a shared know-your-agent protocol.
@alexisrjimenez.bsky.socialHackers Demand $3M Ransom in Revolut Data Leak
Hackers operating under the moniker “iamnotavillain” gave the London-based fintech giant 24 hours to pay 6,000 Monero.
@alexisrjimenez.bsky.socialBanks financing the #AI build-out should learn from power markets
Banks have no visibility into their actual output. That could change with better reporting standards modeled after the energy industry.
@alexisrjimenez.bsky.socialMoneyGram taps #Stablecoin ally
The cross-border company and its rival Western Union are both working with Signify Holdings, aka Rain, to power new digital currency ventures
@alexisrjimenez.bsky.socialFDIC proposes faster merger reviews, preemption for state banks
The FDIC Thursday proposed changes to its bank merger review process and rules governing state-chartered banks that operate across state lines.
@alexisrjimenez.bsky.socialState regulators float #AI framework for banks, examiners
State Bank Supervisors issued discretionary guidance that proposes eight questions examiners should consider and three tiers of risk banks face by using artificial intelligence
@alexisrjimenez.bsky.socialDe novo applications are up, but the tide isn't turning back
Technological and structural changes mean chartering is unlikely to return to pre-crisis levels.
@alexisrjimenez.bsky.socialHilltop National Bank has been offline a week due to cyber incident with no online banking or mobile banking, with debit cards capped at $1,000 a day and scheduled bill payments not going out.
@alexisrjimenez.bsky.socialTreasury slaps Russia’s VTB with more sanctions
The restriction is meant to curb correspondent #Banking relationships Russia’s second-largest lender has with sanctioned Iranian banks. VTB has preexisting sanctions from 2022’s Ukraine invasion.
@alexisrjimenez.bsky.socialAmex accelerates its encroachment on business banking
American Express made several enhancements to its business banking product menu.
@alexisrjimenez.bsky.socialChris Britt, Chime co-founder, still says banking is broken, but Chime can fix it
Consumers have been joining Chime at a faster rate than traditional banks, according to J.D. Power
@alexisrjimenez.bsky.socialMastercard CFO seeks int’l growth
The company’s new chief financial officer presented his view of #Stablecoins, growth and acquisitions at an investment bank conference last week.